Inflation may not dominate the headlines like it did in 2022, but for many Americans, it’s still the number one threat to retirement confidence. In this episode, Nathan unpacks a recent Schwab survey showing how concerns over rising costs are leaving pre-retirees and retirees feeling unprepared for their financial future. The sting of higher costs hasn’t fully eased, and that stress is keeping people second-guessing their retirement readiness.

Here’s some of what we discuss in this episode:

💸 Inflation’s lingering impact on retirement confidence

🛒 Why everyday costs like groceries & healthcare still sting

📈 Market cycles, recency bias, and investor mindset

🏦 Social Security, pensions, and realistic planning math

🌍 The surprising boost from international markets

Schwab Survey

USA Today Article, Americans believe this is the No. 1 obstacle to saving for retirement, by Medora Lee:

https://www.usatoday.com/story/money/personalfinance/2025/07/29/inflation-retirement-savings-survey/85413630007/

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