Partha Srinivasan and Kalpesh Desai talk about Financial Tech in the Remittances and Payment space

The EAST Podcast

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5+ y ago 39:48

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In our eleventh episode – Kalpesh and I explore the world of digital payments and regulations around the same. We speak about what it is like in India versus other parts of the world. Kalpesh has over two decades of experience as a techno-commercial executive having held multiple roles in product development, operations management, sales and marketing management and general management. He has built a reputation of creating and building successful, scalable enterprises by defining and converting corporate vision into strategic intent and coordinated action. A firm believer of producing results through people, he has attracted, built and retained talented teams. His ability to build an entrepreneurial-corporate environment, allows his teams to take chances and innovate. He leads from the front, drives himself and his teams hard, but manages with honesty and respect at all times, fostering an unparalleled loyalty that delivers results. In this episode: 1:08 Kalpesh Desai intro 3:40 What is the genesis of mobile payments and wallets? 7:45 Mobile wallet vs. the digital payment space 15:55 Contactless payments and security involved in this solution [fear of theft/misuse] 18:05 Evolution of mobile payment gateways [IMPS- round the clock, with limit of Rs. 2 Lakhs RTGS – more than Rs. 2 Lakhs, takes longer and Bank working hours NEFT- not real time transfers, and specified hours only] 23:47 Story behind the different transactional charges.. 26:57 How do the remittance service companies work? How is it different from a bank to bank transfer? [remit2India, remitr] 31:45 How strong is the interoperability of these services [region to region], especially digital payments? 34:25 Are we going to see the impact of Blockchain and others anytime soon? 36:26 What defines where you can set up a bank or a financial institution and what are the security aspects to look for? 38.22 Episode ends You can find Kalpesh Desai on Email - [email protected] Linkedin- www.linkedin.com/in/kalpeshdesai/ Share your thoughts, suggestions, and feedback with us on [email protected] Visit our website onhttps://eastpodcast.in/ ( https://eastpodcast.in) Follow us on Social Media: Facebook:https://facebook.com/theeastpodcast ( https://facebook.com/theeastpodcast) Instagram:https://instagram.com/theeastpodcast ( https://instagram.com/theeastpodcast) Twitter:https://twitter.com/theeastpodcast ( https://twitter.com/theeastpodcast) Youtube:https://www.youtube.com/channel/UCoX4ymB2texPXsxdsLPiahA/ ( https://www.youtube.com/channel/UCoX4ymB2texPXsxdsLPiahA/) Support us on Patreon for more perks and access to additional content: https://patreon.com/theeastpodcast (https://patreon.com/theeastpodcast) Music Credit: We use music from Purple Planet Music. Track : Ecstasy

22 episodes

#Tech #Partha Srinivasan