In this episode of The Digital Executive, host Brian Thomas welcomes Andrea Luoni, founder and CEO of Rate Craft, who’s redefining transparency and ethics in the insurance industry.

Andrea shares how her lifelong instinct to defend others fuels her mission to protect clients from hidden costs and industry abuse. She explains why too many businesses accept rising premiums without question—and how getting a second opinion can save millions.

From her front-row view of the industry’s consolidation to her embrace of AI-driven insights, Andrea reveals why it’s time for bold leaders to challenge outdated systems and rebuild trust in insurance.

Whether you’re a startup founder, business owner, or leader navigating risk management, Andrea’s perspective is a masterclass in courage, ethics, and disruption.

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