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The New Rules of Lending: Cash Flow, AI & Why Credit Scores No Longer Rule

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Manage episode 497269599 series 3679128
Content provided by Lendex Solutions Group. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Lendex Solutions Group or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Is the credit score really dead? In this episode, we take a deep dive into the groundbreaking shifts transforming how business funding works in 2025.

Discover how lenders are moving away from outdated FICO-based approvals and embracing smarter, faster, and more inclusive methods like:

  • Cash flow underwriting that analyzes real-time income and expenses
  • Alternative data like utility payments, rent history, and digital activity
  • AI-driven risk models that make faster, fairer decisions
  • Private credit and fintech platforms that bypass traditional banks entirely
  • New CFPB lending rules that enforce transparency and equal access

You’ll learn how these technologies are giving more small business owners access to capital—even with less-than-perfect credit—and what lenders actually care about today.

💡 If you’ve ever been denied because of your credit score, this episode will show you how the funding game has changed—and how you can win.

🤝 Brought to you by Lendex Solutions Group

At Lendex, we partner with forward-thinking lenders who care more about your business performance than your credit score.
✅ No upfront fees
✅ No hard credit pull
✅ Soft-pull pre-approvals in 60 seconds

👉 Get pre-qualified now at LendexSolutions.com

#BusinessFunding2025 #CreditScoreMyth #AlternativeData #CashFlowUnderwriting #FintechLending #AIinFinance #SoftPullOnly #RevenueBasedLending #LendexSolutions #SmallBizFunding
#PrivateCredit #SmartUnderwriting #CFPBCompliance
#NoHardCreditCheck #BusinessLoanTips

Have a question or want to shout us out? Head to LendexSolutions.com/fanmail and let us know we might feature your story on the show!”

Support the show

  continue reading

18 episodes

Artwork
iconShare
 
Manage episode 497269599 series 3679128
Content provided by Lendex Solutions Group. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Lendex Solutions Group or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Is the credit score really dead? In this episode, we take a deep dive into the groundbreaking shifts transforming how business funding works in 2025.

Discover how lenders are moving away from outdated FICO-based approvals and embracing smarter, faster, and more inclusive methods like:

  • Cash flow underwriting that analyzes real-time income and expenses
  • Alternative data like utility payments, rent history, and digital activity
  • AI-driven risk models that make faster, fairer decisions
  • Private credit and fintech platforms that bypass traditional banks entirely
  • New CFPB lending rules that enforce transparency and equal access

You’ll learn how these technologies are giving more small business owners access to capital—even with less-than-perfect credit—and what lenders actually care about today.

💡 If you’ve ever been denied because of your credit score, this episode will show you how the funding game has changed—and how you can win.

🤝 Brought to you by Lendex Solutions Group

At Lendex, we partner with forward-thinking lenders who care more about your business performance than your credit score.
✅ No upfront fees
✅ No hard credit pull
✅ Soft-pull pre-approvals in 60 seconds

👉 Get pre-qualified now at LendexSolutions.com

#BusinessFunding2025 #CreditScoreMyth #AlternativeData #CashFlowUnderwriting #FintechLending #AIinFinance #SoftPullOnly #RevenueBasedLending #LendexSolutions #SmallBizFunding
#PrivateCredit #SmartUnderwriting #CFPBCompliance
#NoHardCreditCheck #BusinessLoanTips

Have a question or want to shout us out? Head to LendexSolutions.com/fanmail and let us know we might feature your story on the show!”

Support the show

  continue reading

18 episodes

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