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You Can’t Hack Your Way Out of Debt
Manage episode 505670711 series 8444
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Deloney answer your questions and discuss:
- "Should I lock my husband out of our savings account to stop his spending?"
- "How do I pay off debt as a single mom?"
- "Should I finance a car with my company's stipend?"
- "Is it wise for me to be paying my mom's life insurance policy so it will clean up her mess when she passes?"
- "Is my total net worth too tied up in real estate?"
- "We're drowning in personal and business debt. Should we file for bankruptcy?"
- "Should I pull from my IRA to build a cabin or just take out a loan?"
- "Should I just let go of the idea of marrying my partner?"
- "I just got divorced at 73 years-old. How do I make my last $100,000 last into retirement?"
- "Should I pay my mortgage off when a family member is the loan holder?"
- "My mortgage lender is highly encouraging me to refinance in order to free up my income to pay off debt"
- "Our family owned farm has grown 3x in equity. Should we sell it and invest the proceeds?"
- "We make $200,000 but can't seem to get back on track. What are we doing wrong?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
📈 Are you on track with the Baby Steps? Get a free personalized plan.
🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.
💵 Start your free budget today. Download the EveryDollar app!
🛡️ Get trusted insurance coverage that fits your budget.
👫 Check out our free Term Life Insurance Guide for helpful info and resources.
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Use promo code RAMSEY for 18% off at The Nokbox.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
6251 episodes
Manage episode 505670711 series 8444
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Deloney answer your questions and discuss:
- "Should I lock my husband out of our savings account to stop his spending?"
- "How do I pay off debt as a single mom?"
- "Should I finance a car with my company's stipend?"
- "Is it wise for me to be paying my mom's life insurance policy so it will clean up her mess when she passes?"
- "Is my total net worth too tied up in real estate?"
- "We're drowning in personal and business debt. Should we file for bankruptcy?"
- "Should I pull from my IRA to build a cabin or just take out a loan?"
- "Should I just let go of the idea of marrying my partner?"
- "I just got divorced at 73 years-old. How do I make my last $100,000 last into retirement?"
- "Should I pay my mortgage off when a family member is the loan holder?"
- "My mortgage lender is highly encouraging me to refinance in order to free up my income to pay off debt"
- "Our family owned farm has grown 3x in equity. Should we sell it and invest the proceeds?"
- "We make $200,000 but can't seem to get back on track. What are we doing wrong?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
📈 Are you on track with the Baby Steps? Get a free personalized plan.
🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.
💵 Start your free budget today. Download the EveryDollar app!
🛡️ Get trusted insurance coverage that fits your budget.
👫 Check out our free Term Life Insurance Guide for helpful info and resources.
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Use promo code RAMSEY for 18% off at The Nokbox.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
🪑 Front Row Seat with Ken Coleman
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
6251 episodes
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