In this first episode of 2025, our hosts Eva Yazhari and Nicholas Java of Beyond Capital Ventures take us inside the BCV portfolio, in particular the firm’s innovative and impactful fintech companies, which make up close to 30% of our business. To usher in the new year, Eva and Nicholas also take their conversation to video so listeners can get to know them and BCV even better.

• Fun fact of the day: Close to half of the world's mobile banking accounts are based in Africa (1:26)
• Why interoperability between various mobile banking platforms and ecosystems is crucial to empowering individuals and building intercontinental economies in our markets of India and East Africa (3:09)
• Eva outlines what typically underserved customers are actually looking for and need from new digital banking products (5:40)
• Eva explains how the US-based SWIFT banking messaging network creates challenges for customers in emerging markets (7:18)
• Nicholas introduces several BCV fintech portfolio companies, including XENO and Zanifu, which are increasing access to financing and investment management (9:39)
• The duo discuss what “digital” actually means when it comes to online financial services (12:35)
• Eva and Nicholas tackle some of the serious gaps that persist in financial services in emerging markets (14:51)
• Eva talks about another BCV portco, Eden Care, which helps African companies manage employee health insurance through a single platform (16:44)