Building your dream home shouldn't keep you up at night, yet for many Kiwis, the prospect has become increasingly daunting. With construction costs soaring and over 1,100 building companies folding in just two years, the anxiety is understandable. However, as we explore in this candid discussion, building remains a viable and rewarding path for those properly prepared.
For homeowners with different circumstances, various financing strategies can make building achievable. Those fortunate enough to own land outright with strong incomes can access traditional bank financing with relative ease. Others looking to remain in their current home while building might require bridging finance—a specialised solution that bridges the gap between properties. We share real client scenarios that demonstrate how different approaches work for different situations.
The conversation takes a cautionary turn when discussing those seemingly bargain land parcels that often prove deceptively expensive. Steep sections might come cheap, but can add hundreds of thousands in earthworks and engineering costs. We also examine concerns about imported building materials potentially creating future problems reminiscent of the leaky homes crisis. Whether you're actively planning to build or simply exploring options, our practical advice focuses on working with reputable builders, securing fixed-price contracts, and ensuring your financing strategy aligns with your specific circumstances.
Ready to turn your building plans into reality? Connect with us to discuss your specific situation and discover financing solutions tailored to your building journey. The perfect home may be just a blueprint away.

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