If you’re in your 40s or 50s and feel like you’ve fallen behind on retirement savings, this episode is for you. Maybe you’ve heard the advice to start investing early—but life happened, and now you’re wondering if it’s too late to build a secure future. Spoiler: it’s not. In this episode of That Financial Guy, I’ll walk you through ten realistic, actionable steps to help you catch up, rebuild, and create a retirement plan that works—starting right now. From money mindset shifts and tracking your spending, to building an emergency fund, increasing your income, and redefining what retirement can look like, we’re covering it all. No fluff. Just clear, practical guidance for people ready to take control. You’re not too late—you’re right on time.

Helping you to be wise with your money!
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