Prices rise, dollars stretch less, and most people feel the squeeze long before they see it on a chart. In this episode, we break down a practical framework for preserving purchasing power with precious metals—separating useful hedges from costly myths and showing how structure, liquidity, and taxes make or break outcomes.
Gold, silver, platinum, and palladium each play a role, but they aren't interchangeable and they definitely aren't all worth owning the same way. We start by defining debasement in real-life terms, then explain why metals became money in the first place: scarcity, durability, and the ability to store value without corroding. We revisit gold's performance in the post-gold-standard era and focus on what actually matters—how many ounces it takes to buy TVs, homes, and energy over time.
We also cover a lesser-known advantage: pledging metals as collateral to access liquidity without selling during a breakout. For those seeking leverage, we dig into miners—outlining operational and jurisdiction risks, why indexing often beats single-stock bets, and how silver's commodity behavior demands careful sizing. Throughout, we connect global currency dynamics to local reality, clarifying the difference between a strong dollar index and a weak dollar in your grocery cart.
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[00:00:00] Disclaimers And Macro Frame
[00:06:05] Why Metals Became Money
[00:16:00] TVs, Houses, And Real Purchasing Power
[00:23:00] Tips, Official Inflation, And Reality
[00:30:20] Ways To Own Gold Safely
[00:37:20] Using Gold As Collateral
[00:48:00] Gold As Commodity Or Currency
[00:50:10] Silver's Different Risk Profile
[00:58:00] Boutique Advantage And Market Size
[01:01:10] Wrap Up And Next: Bitcoin
DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.