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You Ask. Don Rants.

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Manage episode 483128790 series 31291
Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Don’s back from NYC with pride (and maybe jet lag), tackling a full slate of thoughtful listener questions. From Roth conversions and the TSP G Fund to cash balance plan gimmicks, RMD timing, overpriced 401(k) plans, and yes, the eternal question: Are annuities ever worth it? Don delivers straight talk, a little outrage, and no-nonsense advice—with some well-placed jabs at the industry’s smoke and mirrors.

0:04 Don returns from NYU graduation trip and thanks listeners for sending questions
0:56 Should a 54/61-year-old couple convert traditional IRA to Roth? “It depends”
3:05 Federal employee asks about the TSP G Fund – why it’s loved, and when not to use it
5:47 High earners ask about cash balance plans – Don says beware the fees and opacity
11:05 Planning for RMDs at 73 – monthly, quarterly, or lump sum? Don prefers year-end
13:38 60-year-old stuck in a principal 401(k) with 2.3% fees – Don goes full outrage
18:28 “Are annuities ever appropriate?” Yes—but rarely, and only immediate ones

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  continue reading

1736 episodes

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You Ask. Don Rants.

Talking Real Money - Investing Talk

209 subscribers

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Manage episode 483128790 series 31291
Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Don’s back from NYC with pride (and maybe jet lag), tackling a full slate of thoughtful listener questions. From Roth conversions and the TSP G Fund to cash balance plan gimmicks, RMD timing, overpriced 401(k) plans, and yes, the eternal question: Are annuities ever worth it? Don delivers straight talk, a little outrage, and no-nonsense advice—with some well-placed jabs at the industry’s smoke and mirrors.

0:04 Don returns from NYU graduation trip and thanks listeners for sending questions
0:56 Should a 54/61-year-old couple convert traditional IRA to Roth? “It depends”
3:05 Federal employee asks about the TSP G Fund – why it’s loved, and when not to use it
5:47 High earners ask about cash balance plans – Don says beware the fees and opacity
11:05 Planning for RMDs at 73 – monthly, quarterly, or lump sum? Don prefers year-end
13:38 60-year-old stuck in a principal 401(k) with 2.3% fees – Don goes full outrage
18:28 “Are annuities ever appropriate?” Yes—but rarely, and only immediate ones

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

1736 episodes

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