Search a title or topic

Over 20 million podcasts, powered by 

Player FM logo
Artwork

Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Player FM - Podcast App
Go offline with the Player FM app!

Making Life Better

42:19
 
Share
 

Manage episode 502557225 series 31291
Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Tom Cock hosts this week’s Talking Real Money solo while Don visits his mom. He reflects on Appella Wealth’s annual client event, where clients talked more about travel, grandkids, and weather than money—showing that the firm’s real value is helping people worry less about markets and more about life. Tom takes listener calls covering whether to renew CDs or move into bond funds, the high costs of closed-end muni funds, portfolio planning with Roth IRAs and target-date funds, estate planning with mutual fund capital gains, and frustrations with annuities. Throughout, Tom stresses planning, simplicity, ignoring noise, and putting money in its proper place.

0:04 Don out visiting his mom, Tom hosts solo

0:48 Market news and Appella Wealth annual client event recap

2:36 What clients really talk about: travel, family, weather—not money

3:25 Why clients worry less about markets when planning is in place

5:59 The importance of advisors (or DIY) in managing rebalancing, taxes, RMDs

7:09 Caller Bill (MN): Renew $200k CDs at 4% vs move into bond fund

11:25 Caller Jim (TX): High-fee muni closed-end funds, whether to sell

13:20 Caller Tom (VA): Planning Roth IRA allocations, target-date funds at Fidelity

18:53 Caller Gene (MD): $8M estate, big mutual fund gains, reducing taxes for heirs

28:12 Caller Bernadette (WA): Regrets annuity with USAA, options for moving it

31:18 Tom’s guidance: why annuities disappoint and fiduciary help matters

32:41 How to “put money in its place” if you’re a DIY investor

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

1816 episodes

Artwork

Making Life Better

Talking Real Money - Investing Talk

167 subscribers

published

iconShare
 
Manage episode 502557225 series 31291
Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Tom Cock hosts this week’s Talking Real Money solo while Don visits his mom. He reflects on Appella Wealth’s annual client event, where clients talked more about travel, grandkids, and weather than money—showing that the firm’s real value is helping people worry less about markets and more about life. Tom takes listener calls covering whether to renew CDs or move into bond funds, the high costs of closed-end muni funds, portfolio planning with Roth IRAs and target-date funds, estate planning with mutual fund capital gains, and frustrations with annuities. Throughout, Tom stresses planning, simplicity, ignoring noise, and putting money in its proper place.

0:04 Don out visiting his mom, Tom hosts solo

0:48 Market news and Appella Wealth annual client event recap

2:36 What clients really talk about: travel, family, weather—not money

3:25 Why clients worry less about markets when planning is in place

5:59 The importance of advisors (or DIY) in managing rebalancing, taxes, RMDs

7:09 Caller Bill (MN): Renew $200k CDs at 4% vs move into bond fund

11:25 Caller Jim (TX): High-fee muni closed-end funds, whether to sell

13:20 Caller Tom (VA): Planning Roth IRA allocations, target-date funds at Fidelity

18:53 Caller Gene (MD): $8M estate, big mutual fund gains, reducing taxes for heirs

28:12 Caller Bernadette (WA): Regrets annuity with USAA, options for moving it

31:18 Tom’s guidance: why annuities disappoint and fiduciary help matters

32:41 How to “put money in its place” if you’re a DIY investor

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

1816 episodes

All episodes

×
 
Loading …

Welcome to Player FM!

Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.

 

Copyright 2025 | Privacy Policy | Terms of Service | | Copyright
Listen to this show while you explore
Play