Huh? or Duh!

Talking Real Money - Investing Talk

Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

2d ago 44:56

MP3•Episode home

In this special seasonal episode, you and Tom resurrect Ha or Duh, tearing through Investopedia readers’ “rules to live by” and dismantling the silliest ones with mock gravitas. Between the dad-joke arms race, a spirited defense of compounding, strong opinions on due diligence, and a surprising detour into crypto-mad zip codes, the show blends real financial guidance with holiday-season chaos. The episode also hits deeper listener questions on rebalancing, Roth vs. pre-tax strategy in high brackets, and the danger of thinking blue chips alone equal diversification.

0:04 Seasonal return of Ha or Duh and setup of Investopedia’s “investing rules”

1:32 Rule 1: Never sell because of emotions — duh

2:44 Rule 2: “Only invest in what you know” — emphatic huh

3:35 Rule 3: Good investment in a bad market — phrasing unclear, lean duh

4:26 Rule 4: Never underestimate compounding — mega-duh

5:35 Rule 5: Cash and patience as “positions” — hard huh

6:25 Segment break into calls

7:49 Back to Ha or Duh lightning round

8:33 Buy low, sell high — duh (with caveats)

9:58 “Losses are tuition you won’t get at uni” — pass

10:21 Hold for the long term — duh

11:09 Marathon, not sprint — duh

11:39 Is education the best investment? Nuanced disagreement

12:45 “Always do your own due diligence” — modified duh (about advisors, not stocks)

15:22 FOMO avoidance — duh

16:27 Final rule: Start now — biggest duh of all

17:41 Wrap-up and transition back to regular Q&A

18:06 Listener question: Finding the “sociopath son” episode

19:28 Setup for Friday’s Q&A episode

20:18 Don’s town turns into “free Disney World” during holidays

21:51 Disney hotel pricing shock and personal stories

23:42 Don’s new original Christmas story: Santaverse

24:01 Story podcasts spike; Short Storyverses mention

25:28 Listener from Bothell: 90% blue chips, 10% cash — how to rebalance?

26:39 Why blue chips aren’t diversified and the S&P concentration problem

28:52 Listener in high bracket asks when Roth beats pre-tax

30:26 SECURE Act 2.0 catch-up rules; Roth vs. pre-tax philosophy

32:10 Monte Carlo vs. unknowable future tax rates

33:26 Why all-Roth 401(k)s would simplify life

34:28 Advice: Likely stay pre-tax in 24% bracket

35:50 Shocking stats: Seattle among highest crypto-owning zip codes

37:24 Air Force bases dominate crypto ownership — why it’s dangerous

Learn more about your ad choices. Visit megaphone.fm/adchoices

1876 episodes

#Personal Finances #Lifestyle #Business #Trading #Investing #Money #Wealth #Retirement #Bond #Advice #Fiduciary #Stock Market #Don McDonald #Stock #Podcasting Education #Mutual Funds #Advisors #Fee

Huh? or Duh!

Talking Real Money - Investing Talk

164 subscribers

published 2d ago

MP3•Episode home

0:04 Seasonal return of Ha or Duh and setup of Investopedia’s “investing rules”

1:32 Rule 1: Never sell because of emotions — duh

2:44 Rule 2: “Only invest in what you know” — emphatic huh

3:35 Rule 3: Good investment in a bad market — phrasing unclear, lean duh

4:26 Rule 4: Never underestimate compounding — mega-duh

5:35 Rule 5: Cash and patience as “positions” — hard huh

6:25 Segment break into calls

7:49 Back to Ha or Duh lightning round

8:33 Buy low, sell high — duh (with caveats)

9:58 “Losses are tuition you won’t get at uni” — pass

10:21 Hold for the long term — duh

11:09 Marathon, not sprint — duh

11:39 Is education the best investment? Nuanced disagreement

12:45 “Always do your own due diligence” — modified duh (about advisors, not stocks)

15:22 FOMO avoidance — duh

16:27 Final rule: Start now — biggest duh of all

17:41 Wrap-up and transition back to regular Q&A

18:06 Listener question: Finding the “sociopath son” episode

19:28 Setup for Friday’s Q&A episode

20:18 Don’s town turns into “free Disney World” during holidays

21:51 Disney hotel pricing shock and personal stories

23:42 Don’s new original Christmas story: Santaverse

24:01 Story podcasts spike; Short Storyverses mention

25:28 Listener from Bothell: 90% blue chips, 10% cash — how to rebalance?

26:39 Why blue chips aren’t diversified and the S&P concentration problem

28:52 Listener in high bracket asks when Roth beats pre-tax

30:26 SECURE Act 2.0 catch-up rules; Roth vs. pre-tax philosophy

32:10 Monte Carlo vs. unknowable future tax rates

33:26 Why all-Roth 401(k)s would simplify life

34:28 Advice: Likely stay pre-tax in 24% bracket

35:50 Shocking stats: Seattle among highest crypto-owning zip codes

37:24 Air Force bases dominate crypto ownership — why it’s dangerous

Learn more about your ad choices. Visit megaphone.fm/adchoices

1876 episodes

#Personal Finances #Lifestyle #Business #Trading #Investing #Money #Wealth #Retirement #Bond #Advice #Fiduciary #Stock Market #Don McDonald #Stock #Podcasting Education #Mutual Funds #Advisors #Fee

All episodes

Welcome to Player FM!

Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.

Listen to 500+ topics

Similar to Talking Real Money - Investing Talk

Podcasts Worth a Listen

Talking Real Money - Investing Talk « » Huh? or Duh!

Huh? or Duh!

Podcasts Worth a Listen

Welcome to Player FM!

Similar to Talking Real Money - Investing Talk

Talking Real Money - Investing Talk « »
Huh? or Duh!