In this episode, host Tirpal sits down with Konstantin from Bemo Finance to talk all things DeFi, liquid staking, the current state of TON, and why crypto is still the wild west (but with better memes). From Bitcoin pizza stories to the hurdles of building on TON, scams, compliance, and where the next big crypto hub might be—this is a deep, honest, and practical conversation for anyone navigating the world of Web3.

Time Codes

00:00 — Intro & Disclaimer
00:25 — Guest Intro: Konstantin from Bemo Finance
00:49 — How Did You Get Into Crypto? Early Days, Pizza, and Regrets
02:30 — First Bitcoin Experiences & The “What If” Game
04:22 — Bitcoin Pizza Day & Crypto’s Early Milestones
05:54 — What Gave Crypto Its First Breath of Life? (Hint: Not Just the Good Guys)
07:26 — Why Media Loves Bad News in Crypto
08:52 — Scams, Hacks & Why Crypto Needs More Education
10:17 — Why Security is Everyone’s Job (Not Just the Users)
12:10 — The Real Value of Security Audits & Tokenomics
13:30 — Token Promotion, Rug Pulls, and the Soulja Boy Effect
14:37 — How Founders Can Thrive in Web3: Practical Tips
15:53 — Building Safe, Functional Products in DeFi
16:55 — Why Even Audited Protocols Get Hacked
17:23 — Economic Hacks & The Need for True Expertise
18:26 — Phishing, Social Engineering & Cybersecurity for Teams
19:16 — AI + Blockchain: Real Use or Just Hype?
20:00 — Decentralized Computing Power & The Future of AI in Crypto
22:36 — TON: Is It the Next Big Thing or Just Hype?
23:36 — Why Many TON Projects Are Shutting Down
25:23 — TON’s Ecosystem: Progress, Problems, and What’s Next
28:17 — Moonpay, Mass Adoption, and Missed Opportunities
30:01 — TON’s Missed Incentives & The Telegram Userbase
32:07 — Bemo Finance: The Elevator Pitch
33:05 — What is Liquid Staking? Why Does It Matter?
34:13 — DeFi vs CeFi: Where Should Crypto Go?
35:12 — Regulation, Compliance, and the Future of Crypto Hubs
37:39 — Is Dubai the Next Crypto Capital?
39:23 — Where Should Founders Build? (And How to Survive Regulation)
43:05 — Staking vs Liquid Staking: Explained for Everyone
46:25 — Bemo’s Vision: Where Are We Headed Next?
48:24 — Will We Ever Get a Crypto Banking Card?
51:03 — Restaking, Transaction Marketplaces, and the Future of DeFi on TON
53:17 — Why Crypto is Still Young—and What’s Holding It Back
54:43 — Final Thoughts: Staying Positive, Building for the Long Run
55:43 — Last Words from Konstantin
56:23 — Outro & Safety Tips: Do Your Own Research!