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Ep. 144 - Decoding banks' third-quarter earnings and rebounding M&A activity

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Manage episode 516037640 series 1554448
Content provided by Street Talk, Nathan Stovall | S, and P Global Market Intelligence. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Street Talk, Nathan Stovall | S, and P Global Market Intelligence or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Despite ongoing economic uncertainty and investors' concerns about potential slippage in credit quality, U.S. banks delivered strong third-quarter results that beat expectations across the board.

In the episode, Chris Nichols, Director of Capital Markets at South State, discusses third-quarter earnings trends, including the continued resilience of consumer spending, the stabilization of credit quality after several quarters of deterioration, and the unexpected strength in fee income. Nichols and Street Talk host Nathan Stovall dissect the controversy around loans to nondepository financial institutions (NDFI) following several high-profile credit losses, debating whether these incidents represent isolated frauds or canaries in the coal mine.

Nichols also highlighted strategic imperatives for banks heading into 2026 and argued that now is the time to rebuild deposit franchises through product innovation and marketing creativity—not rate competition. Nichols and Stovall also explore the reawakening M&A landscape as regulatory headwinds ease and activist investors enter the fray.

  continue reading

145 episodes

Artwork
iconShare
 
Manage episode 516037640 series 1554448
Content provided by Street Talk, Nathan Stovall | S, and P Global Market Intelligence. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Street Talk, Nathan Stovall | S, and P Global Market Intelligence or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Despite ongoing economic uncertainty and investors' concerns about potential slippage in credit quality, U.S. banks delivered strong third-quarter results that beat expectations across the board.

In the episode, Chris Nichols, Director of Capital Markets at South State, discusses third-quarter earnings trends, including the continued resilience of consumer spending, the stabilization of credit quality after several quarters of deterioration, and the unexpected strength in fee income. Nichols and Street Talk host Nathan Stovall dissect the controversy around loans to nondepository financial institutions (NDFI) following several high-profile credit losses, debating whether these incidents represent isolated frauds or canaries in the coal mine.

Nichols also highlighted strategic imperatives for banks heading into 2026 and argued that now is the time to rebuild deposit franchises through product innovation and marketing creativity—not rate competition. Nichols and Stovall also explore the reawakening M&A landscape as regulatory headwinds ease and activist investors enter the fray.

  continue reading

145 episodes

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