In this emotional and strategy-packed episode, I sit down with RJ Jaramillo - a seasoned mortgage expert and fellow ADU trailblazer who joins us live from his own backyard JADU in San Diego. 💥

We dive into:

• How one 80-year-old used his backyard to create a caregiver unit for his wife with dementia 💔➡️❤️
• The 3 “empty nester” options every homeowner should consider before retirement
• How RJ built a modular ADU + JADU on his San Diego lot before the pandemic hit then rented his main house to a military family 💰
• What a reverse second mortgage is and why it's a game-changer for boomers looking to build without touching their low-interest-rate first mortgage
• Why Clever Tiny Homes and modular units with fixed costs are changing the financing game for aging homeowners, millennials, and fire-displaced families alike

This episode isn’t just about financing, it’s about future-proofing your family and investing in care, community, and flexibility. 🏡✨

🔁 Know a parent, client, or neighbor who’s sitting on equity? Share this episode with them. It could change their life.

🎧 Hit subscribe for more stories like this, and don’t forget to leave a review if you loved it!

======================

Connect with RJ Jaramillo:

📞 (619) 807-0287

IG:https://www.instagram.com/richard.rj.jaramillo/

Connect with me:
📧 [email protected]
Website: www.adugginvestments.org
Youtube: www.youtube.com/@stephsellADU
Instagram: @StephSellsADUs