September 12th, 2025 | Should Members Of Congress Be Allowed To Trade Stocks? Risks To Nvidia Stock That You May Not Realize! Understanding AI And Why It's Becoming More Expensive, 529 Withdrawal... Smart Investing With Brent & Chase Wilsey podcast

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September 12th, 2025 | Should members of Congress be allowed to trade stocks? Risks to Nvidia stock that you may not realize! Understanding AI and why it's becoming more expensive, 529 Withdrawal...

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Should members of Congress be allowed to trade stocks?

I recently saw there was a bipartisan bill presented in the House that would ban lawmakers from trading individual stocks. I feel like we have been hearing about this for years, and according to NPR, “For more than a decade, a series of bills have been proposed to address such trades, but differences about the details and a lack of support from top congressional leaders stalled past reform efforts.” The question is, will this time be different? The bill made me curious though about how active congress was when it came to trading and let’s just say I couldn’t believe the numbers! In 2022 154 members of Congress made 14,752 trades, in 2023 118 members made 11,491 trades, in 2024 113 members made 9,261 trades, and through July of 2025 108 members made 7,810 trades. That is a crazy amount of activity and…

There are risks to Nvidia stock that you may not realize!

There is no denying what Nvidia has done has been extremely impressive, but one major problem with the company is the revenue is extremely concentrated. Their top customers made up 23% of total revenue in the recent quarter, which was up from 14% in the same quarter last year. Their second largest customer made up 16% of total revenue, which was up from 11% in the same quarter last year. Sales to four other customers contributed 14%, 11%,11%, and 10% of revenue respectively. This means that six customers accounted for 85% of Nvidia’s total sales. My concern is what if one of them drops out of the AI arms race or if a few of them pull back spending, that could really slow Nvidia’s business. I also believe that China is a risk to Nvidia. While sales have been hindered in the country due…

Understanding more about AI and why it's becoming more expensive

We are no expert on artificial intelligence, but we have learned that while AI has gotten smarter it has also gotten more expensive. It is now broken down into a unit of AI which is known as a token and while the price of tokens continues to drop, the number of tokens needed to accomplish a task is increasing dramatically. There are two basic attributes to AI, one is called training, and the other is AI inference. The increase in cost is coming from the training side that has to use large models and demands even more costly processing. AI applications are using so-called reasoning and new forms of AI double check queries on their answers, which may include scanning the entire Web. Sometimes they write their own programs to calculate things all before releasing an answer that may only be a short sentence. Delivering meaningful and better…

Financial Planning: 529 Withdrawal Pitfalls

A 529 plan is a tax-advantaged savings account designed to help families pay for education costs, with contributions growing tax-deferred and withdrawals tax-free when used for “qualified education expenses” such as college tuition, fees, books, and room and board. A qualified withdrawal avoids taxes and penalties, while a non-qualified withdrawal means the…

Companies Discussed: Lululemon Athletica Inc. (LULU), Broadcom Inc. (AVGO), PepsiCo, Inc. (PEP) & DocuSign, Inc. (DOCU)

23 episodes

#Smart Investing #Chase Wilsey #Trading #Business #Brent Chase Wilsey