Your sanction letter is more than just a loan approval — it’s a rulebook that can shape your business future. In this episode of Smart Credit Bytes, I break down the fine print of sanction letters: the common clauses, the hidden traps, and the borrower’s checklist you must follow before signing.

Whether you’re an MSME owner looking for funding, or a banker handling sanctioning, this episode will open your eyes to the red flags that can make or break your loan journey. Learn how to spot prepayment penalties, restrictive covenants, inspection rights, and cross-default clauses — and discover how to negotiate smarter.

👉 Tune in and gain the insider knowledge every borrower and banker needs!

Keywords : sanction letter, MSME loans, hidden clauses, loan approval, credit officer, borrower checklist, banking red flags, MSME funding, loan compliance.