Ever wondered what really happens behind the scenes when you apply for a business loan?
In this episode of Smart Credit Bytes, Sangeeta Sharma — MSME Credit Advisor & Coach— takes you inside a banker’s mind to reveal the hidden factors that shape loan approvals and rejections.
From silent red flags in your CIBIL report to the subtle “trust gap” that numbers alone can’t fix, you’ll discover the unspoken rules of credit assessment that every MSME owner, entrepreneur, and credit officer should know.
🎧 Tune in for practical, insider strategies to boost your loan eligibility and understand how financial decisions are really made.

Keywords: MSME loan tips, business loan approval, loan rejection reasons, credit assessment, CIBIL score, working capital loan, SME finance, credit officer insights, MSME finance India, business credit health.