EP: 18- AI & MSME Lending: How Technology Is Changing Credit Decisions

Smart credit Bytes

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12d ago 14:37

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Artificial Intelligence is quietly reshaping MSME lending from how loans are scored to how trust is built.

In this powerful episode of Smart Credit Bytes, Sangeeta Sharma breaks down how AI is changing the way banks think, how fintechs approve loans in minutes, and why your digital footprint now matters more than your collateral.

In this episode:

What “AI lending” really means for MSMEs
How algorithms read your business data
Why GST, UPI, and digital payments define your bankability
The new 5Cs of credit in the AI era
Real examples of Indian banks and fintechs already using AI

🎧 Listen now to discover how to stay credit-ready in the age of AI.

#SmartCreditBytes #AIFinance #MSMELending #FintechIndia #DigitalCredit #SangeetaSharma #BusinessFinance

32 episodes

#Entrepreneur #Business #Sangeeta Sharma