For everyone, the needs are plenty, and they could differ for each of us depending on the lifestyle. Clearly understanding the customer’s spending habits, banks offer varied credit cards under the following categories.

1. Shopping Card

2. Cashback Card

3. Rewards Card

4. Travel Card

5. LifeTime Free Card

6. Business Card

7. Lifestyle Card

8. Entertainment Card

From the above-listed credit cards, you can choose the one that suits your priorities and spending behavior. You can save a huge amount through offers and rewards provided in each category.

Click on this link to know about Kotak Mahindra credit cards: https://justpaste.it/3bgs4

Kotak Mahindra Bank Credit Card Eligibility Factors

Individuals who want to apply for a Kotak Mahindra Bank credit card must meet the following eligibility criteria.

Age Criteria

To apply for a Kotak Mahindra Bank credit card, you must fall into the age limit set by the bank. The applicant should be a minimum of 21 years old and a maximum of 65 years. Anyone falling under this age limit can apply for a credit card with Kotak Mahindra Bank.

Income Criteria

You must have a regular income to avail a Kotak Mahindra Bank credit card. The income criteria differ according to the features and specifications of the card. The minimum income required to get a regular Kotak Mahindra Bank credit card is INR 3,00,000 per annum.

The customer should show a proof of steady source of income to avail a credit card from Kotak Mahindra Bank. You can either be a salaried employee working in an established company or a self-employed professional managing your own business.