Having a rewards credit card comes with a lot of benefits. From being able to improve your credit score to be able to access money whenever and wherever you need it, the value of credit cards is huge. But, the most appealing benefit of a rewards credit card is earning rewards every time you shop.

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Here are some ways to redeem your credit card reward points for shopping online.

1. Shop online

If you’re looking for a discount on your next online shopping spree or even looking for some cashback, your credit card rewards points can provide both.

2. Get cashback

Getting money deposited in your bank account or getting a statement credit is a great way to use your reward points. You can use the money to pay your bills, add to your savings balance, or reduce your credit card debt.

3. Redeem your reward points for gift cards

Buying gift cards is an ideal way to use your credit card rewards. Gift cards give recipients value and flexibility. And many credit card companies join with retail stores to give you an extra perk when you redeem your points for a gift card.

4. Get discounts on airfare and hotels

If you redeem your accumulated card rewards for travel, you can net hundreds of dollars in savings on airfare and hotel accommodations. The caveat is that travel-related rewards often require that you have a lot of points saved up.

5. Donate your credit cards rewards to charity

You can share your rewards in more ways than just redeeming them for gift cards for others or yourself. You can actually donate rewards points from some cards to charitable causes.

6. Pay off your balance

By avoiding the urge to spend more than you are able to pay back, you put yourself in a position to rack up more rewards. The more interest paid out every month, the less valuable the rewards become.

7. Narrow your spending

It is easy to forget the value of money when rewards come into play. The more credit cards you use, the fewer the rewards accumulating per card.

8. Watch for bonus offers

If you make a point for each dollar spent, you may be missing on some rewards. Card issuers roll out bonus offers all the time, so it is important to keep an eye out. Some credit card issuers give an increased rate in select areas.