SBI Credit cards come with attractive offers and reward point programs. Each card has a unique reward system and it is important to choose the right SBI credit card to ensure that you can avail the maximum benefits from their respective reward programs.

By using an SBI credit card to make purchases at retail stores and online payments, you can get the most out of every rupee you spend in the form of reward points. These reward points can be exchanged for merchandise, gift vouchers, reversal of fees, etc. Though the reward points are usually not considered while applying for a card, the benefits they provide usually help the cardholder save significantly while repaying the amount due and on making purchases.

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Transactions NOT Eligible for Reward Points

SBI Card has updated the terms and conditions related to the transactions that are not eligible for earning reward points.

• E-Wallet loading transactions
• Cash withdrawal
• Balance transfer
• Disputed transactions
• Purchases at petrol pumps or service stations
• Encash or Dial-a-draft facility

Click here for the latest update 2022 on SBI Credit Cards Rewards.

Financial charges include late payment charges, dishonored cheque charges, etc.

Also, in case you cancel or return a transaction and request a refund, the reward points earned on the transaction will be reversed. The same is the case with charge disputes.