Credit cards are fast becoming a staple in everyone’s wallet. Keeping abuzz with digital India era, Credit Cards these days come with a wide array of perks. Right from the freedom to spend, without having to make an upfront payment to enjoy incentives such as reward points, discounts, cash-backs, and air miles, you can enjoy them all. If you have not applied for any of the Credit Cards yet and want to make most of your spendings, going for SBI Credit Cards can be in your interest.

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SBI Credit Cards are not only globally accepted but also help you enjoy perks on day-to-day spending as well as lifestyle expenses. However, there are more than just a few reasons to invest in an SBI Credit Card.

1. Lower Interest Option

One of the most notorious facts about Credit Cards is the high-interest rates on balances. Well, this is where an SBI Credit Card stands class apart from its peers.

• Balance Transfer

This facility enables you to transfer all your balances to an SBI Card, on which you will be charged 0% interest for the first 60 days and a meager 1.70% monthly interest for 180 Days. Besides, you can avail a quick transfer of your existing outstanding balance to your SBI Card in as little as 3 days.

• Balance Transfer on EMI

Even after transferring the balance to your SBI Card, if you are unable to pay the same within a single billing cycle, you can choose to pay the amount through EMIs.

• Flexipay

As the name suggests, this facility can help you spend from your credit card while repaying the amount in the most flexible way possible. You can convert any transaction exceeding Rs. 500 to Flexipay, within 30 days of making the purchase, and repay the same over a period of 6, 9, 12, and 24 months.

Click here to know 7 Reasons to Get an SBI Credit Card

2. Encash

Yet another reason why you must get a Credit Card from SBI is the facility known as Encash.

3. Money Simplified

This facility offered with SBI Credit Cards makes it exceedingly simple to access some additional cash when you are in urgent need.

4. Easy Money

This facility can help you get the money right into your account, within a span of 48 working hours.

5. ATM Cash

As the name suggests, this facility enables you to withdraw the required amount of money (up to 75% of your credit limit), using your SBI Card, at any of the ATMs located across India.

6. Easy Access Channel

One may argue that this is a service that most leading banks of the nation offer, but the accessibility SBI offers still remains unbeatable, largely due to the wide array of channels it covers.

7. Other Benefits

This is yet another reason for you to get an SBI Credit Card. Apart from the ones mentioned above, you can use your card for added benefits such as-

Card Upgrade

Helps you enjoy greater rewards and better privileges on your card.

We hope that the myriad of benefits SBI Credit Cards offer are reason enough for you to get the same at the earliest possible!