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Cashflow, Collateral, and Character

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Manage episode 498908168 series 3563990
Content provided by University of New Hampshire Extension. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by University of New Hampshire Extension or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Insights into Lending

Kendall and Rebecca speak with Charley Cummings, CEO of Walden Mutual Bank. They discuss the concept of "voting with your dollars" and its impact on sustainable finance and agriculture. He shares insights on lending practices, stressing the importance of long-term relationships and understanding the unique challenges of multi-generational farms. Cummings emphasized the need for farmers to understand cash flow, accrual accounting, and amortization.

Show notes:

Walden Mutual Bank - www.waldenmutual.com

EBITDA = Earnings Before Interest, Taxes, Depreciation, Amortization

Women in Ag Newsletter signup - https://unhoutreach.tfaforms.net/217751?CID=701G0000001AiKCIA0

Kendall Kunelius – [email protected]

Rebecca Dube – [email protected]

  continue reading

19 episodes

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iconShare
 
Manage episode 498908168 series 3563990
Content provided by University of New Hampshire Extension. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by University of New Hampshire Extension or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Insights into Lending

Kendall and Rebecca speak with Charley Cummings, CEO of Walden Mutual Bank. They discuss the concept of "voting with your dollars" and its impact on sustainable finance and agriculture. He shares insights on lending practices, stressing the importance of long-term relationships and understanding the unique challenges of multi-generational farms. Cummings emphasized the need for farmers to understand cash flow, accrual accounting, and amortization.

Show notes:

Walden Mutual Bank - www.waldenmutual.com

EBITDA = Earnings Before Interest, Taxes, Depreciation, Amortization

Women in Ag Newsletter signup - https://unhoutreach.tfaforms.net/217751?CID=701G0000001AiKCIA0

Kendall Kunelius – [email protected]

Rebecca Dube – [email protected]

  continue reading

19 episodes

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