In this episode of the EMTS Academy Podcast, Matt Nealand sits down with Mike Knipstien for a powerful conversation about money, budgeting, and financial freedom for EMTs and Paramedics. Mike shares the real-world strategies he and his wife have used for more than 20 years to create stability—strategies that allowed her to stay home and raise their children without financial stress.

From tackling debt to using the envelope system, from syncing calendars to using EveryDollar to plan their future, Mike breaks down the habits that help first responders get ahead, not fall behind. If you've ever struggled with irregular income, unexpected expenses, overtime dependence, or the feeling that "the money disappears," this episode will show you where to start.

Whether you're early in your EMS career or you've been on the truck for decades, this straight-talk money guide will help you build a life with margin, peace, and long-term security.

Topics include:

• Why most medics feel "behind" financially
• The #1 budgeting habit that changed Mike's family
• How he and his wife successfully budgeted for 20 years
• Why budgeting creates freedom, not restriction
• The money mindset every EMT and Paramedic should develop
• Real strategies to reduce stress and build long-term stability

Listen now and start building the life you want—one dollar at a time.

Mike's Website: https://www.onpoint-financial.com/

LinkedIn: linkedin.com/in/mike-knipstein-7215a7ba

Watch: https://youtu.be/r7t5LndQOxY

EMTS Academy: https://emtsacademy.com/

Connect with Matt: linkedin.com/in/mattnealand