🎧 Insurance Gone Wild | Health Sharing Programs: Too Good to Be True?
Hosts: Dennis Settlemayer & Stephanie Linchoni
🎙️ Episode Title: “Health Insurance Alternatives That’ll Make You Rethink Everything”
📍Contact: 817-753-0093 | ✉️ [email protected]

Description:

What if we told you there’s a way to ditch your high premiums and still get covered without jumping through hoops of a traditional insurance plan? Well, buckle up — because in this episode of Insurance Gone Wild, Dennis and Stephanie dive headfirst into the world of health sharing programs — the not-quite-insurance, budget-friendly alternative you’ve probably never fully understood.

Stephanie Linchoni, our in-house health insurance whisperer, breaks down how health sharing works, who it’s for, and whether it’s actually too good to be true. We’re talking no networks, lower costs, and yes — real savings stories (one client saved over $27K a year 👀). But it's not all sunshine and co-pays — Stephanie keeps it real about the limitations, including coverage for pre-existing conditions and meds.

If you're a small business owner, freelancer, or just someone tired of the insurance maze, this episode is your golden ticket.

📌 CHAPTERS & TIMESTAMPS
00:00 – What the heck is health sharing?
05:12 – Health sharing vs. traditional insurance (let’s compare the chaos)
14:00 – Coverage costs: Can you really save money?
23:36 – Billing simplified: No more mystery charges?
34:14 – Employer options: Smart moves for your team
37:15 – Final thoughts: Is health sharing worth it?

🧠 Key Takeaways:

• Health sharing isn’t insurance… but it acts like it.

• No networks = more freedom.

• Cheaper premiums, but be mindful of the fine print (like that 3-year wait on pre-existing conditions).

• Small businesses: this might just be your new favorite benefit.

• Real clients. Real savings. Real talk.

💬 Notable Quotes:
🗣️ “Health sharing is not insurance, but it acts as a major medical plan.”
🗣️ “We save them over $27,000 a year in premium.”
🗣️ “There are no networks, but that can actually be a positive, allowing freedom of care.”
🗣️ “This plan could act as a traditional health insurance because of the benefits that they're offering.”
🗣️ “I can't sell something I don't believe in. This is something I truly stand behind.”

📞 Resources & Contact Info:
For personalized info or to see if health sharing fits your needs:
📱 Call: 817-753-0093
📧 Email: [email protected]

🔥 Don’t forget to like, subscribe, and drop a comment if this episode gave you an “Aha!” moment — we want to hear your insurance horror stories and health sharing wins!

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