We’ll walk through the real-world process of analyzing a laundromat deal, covering purchase price, cash flow, debt service, seller financing, and how to calculate a realistic return on investment. This solo episode dives into how small adjustments in structure can completely change your cash-on-cash return.

Tim is an entrepreneur who believes everyone should explore the opportunities that business and real estate can provide on the path to financial freedom. He owns and operates a wine & liquor store, a software startup, a consulting company, and a growing portfolio of commercial and residential real estate.

Tim’s passion for independent business has led him to support dozens of other business owners. For over a decade, he has worked with businesses on strategy, processes, finances, and marketing. These experiences, along with analyzing dozens of other businesses for potential acquisition, have provided Tim with an immense knowledge base to pull from.

Tim has appeared on multiple top-tier podcasts in the financial space, such as Bigger Pockets Money and The Freedom Chasers Podcast.

Tim breaks down the typical cost structure and how to read between the lines of financials. Explains how add-backs, utilities, and discretionary spending affect the valuation. Outlines what makes a deal “too good to be true” and what to double-check before buying.

Walks through an example using SBA financing and 9% interest rates. Calculates how $200K–$300K purchases translate into annual debt payments and real returns. Discusses the importance of stress-testing cash flow assumptions before you buy.

Shows how seller-financed deals change ROI compared to traditional bank loans. Explains 10-year, 4% seller notes and how they impact monthly payments and liquidity. Covers ways to negotiate favorable seller terms to bridge valuation gaps.

Tim compares multiple deal structures and shows which produce better short-term returns. Highlights how lowering your upfront investment can actually increase ROI. Shares why chasing top-line profit often matters less than managing realistic cash flow.

Outlines how one good deal can become a launchpad for more acquisitions. Talks about scaling operations, finding additional locations, and building efficiencies. Encourages listeners to start small, learn fast, and build toward a sustainable business portfolio.

If you found value in today’s show, make sure to subscribe so you never miss an episode packed with insights to help you buy and grow a business that creates real financial freedom.

Connect with Tim and the community on social media for more tips and updates:

Website: https://www.powerofbiz.com

YouTube: https://www.youtube.com/@powerofbiz

Instagram: https://www.instagram.com/timtdelaney/

Threads: https://www.threads.com/@timtdelaney

LinkedIn: https://www.linkedin.com/in/timothytdelaney/

Facebook: https://www.facebook.com/timtdelaney

Tweetable Quotes

“I like to plan for a little bit of reduction in that first year just to be on the safe side.” – Tim Delaney

“Seller financing can bridge the gap between what the seller wants and what actually makes financial sense.” – Tim Delaney

“Cash-on-cash return is the number that tells you how hard your money is actually working.” – Tim Delaney