In this episode, we break down how newcomers to Australia can start building a solid credit score from day one. We cover why credit history matters for loans, rentals, and even job applications, and the common challenges migrants face when starting fresh. You’ll learn practical tips like opening a low-limit credit card, paying bills on time, and making consistent repayments to establish trust with lenders.

We also share insights on using utilities and mobile phone contracts to boost your credit file, and how to check your credit report for free. Whether you’re aiming to buy a home, finance a car, or simply prove your financial reliability, these strategies will set you on the right path. Tune in for clear, actionable steps to grow your credit score and open more opportunities in your new Australian life.