The Northern Territory offers some of the most generous first home buyer incentives in Australia from full stamp duty exemptions for new builds, to grants worth up to $50,000. But understanding which ones truly support your long-term goals is key.

In this episode, Jack Elliott breaks down what’s available as of October 2025, including the House and Land Package Exemption, HomeGrown Territory Grants, the First Home Guarantee Scheme, and the HomeBuild Access shared equity program.

You’ll learn who’s eligible, how each incentive works, and how to think strategically about using these programs, so you can make decisions that build long-term flexibility and wealth, not just short-term savings.

In this episode:

🔑 Full stamp duty exemption for eligible house-and-land packages

🔑 $50,000 HomeGrown Territory Grant for new homes

🔑 First Home Guarantee Scheme — buy with 5% and pay no LMI

🔑 HomeBuild Access program — low-deposit and subsidised loan options

🔑 Strategy insights to help you focus on quality and long-term value

Timestamps

00:00 – Intro: NT incentives overview

00:50 – Stamp duty exemption explained

02:20 – Eligibility & key details

03:55 – Strategy: long-term thinking

05:05 – $50K HomeGrown Grant (new homes)

08:05 – Strategy: new vs established

09:20 – First Home Guarantee overview

10:45 – NT price caps & updates

12:10 – HomeBuild Access overview

13:35 – Low-deposit & subsidised loan options

17:30 – Strategy: shared equity pros & cons

18:25 – Wrap up & next steps

Unlock your Free Resources

House & Land Package Exemption (HLPE)

Home Grown Territory Grant - New Homes

First Home Guarantee Scheme

HomeBuild Access Shared Equity Scheme

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