“Do we want to set our money aside for our child’s future education? I don’t think the answer should be an automatic yes.”

Our hosts, Natalie and Dan Slagle, discuss the question many young parents are asking: How much should you save for your child’s college, and when should you start?

Drawing from client stories and their own experience, they break down why this decision isn’t one-size-fits-all, how to calculate future costs, and how tools like 529 plans (and even family Ugift links) can help make the goal more manageable.

For the Slagles—and many of their own clients—it all starts with talking honestly about priorities with your spouse. Saving for a child’s education isn’t a given; it’s a decision couples should make intentionally, based on values, not guilt.

They unpack how much college might cost in 18 years (spoiler: close to $300K!), and how the 529 plan helps families make the most of time and compounding. Beyond tax benefits, they explore a go-to hack for many parents today: the ability to share a contribution link with family and friends for birthdays or holidays.

Starting early—even small—can lead to powerful results. To Natalie, the joy that comes from successfully building your child’s future is more satisfying than any number in your retirement account!

Key Topics:

• The Emotional Cost of Graduation (01:18)
• How Much Will College Cost? (11:59)
• 529 Plan Benefits & Setup (18:40)
• New Roth IRA Transfer Rule (24:17)
• Using the 529 Ugift Link (26:38)

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.