Elevate and Execute — Episode: Taxes, Tariffs, and Transformation: Real Talk on America, Real Estate and Resetting Your Routine

Hosts: Kyle Fernandez, Brian Preston, David Ounanian

Episode Summary

In this wide-ranging episode, the hosts kick off 2025 with bold conversation—covering the political landscape, money, and the mindsets shaping a new year. They discuss the impact of new leadership in the White House, the idea of eliminating income tax, and how tariffs and American-made goods could reshape the economy.

The conversation then shifts into real estate insights for 2025—interest-rate stability, inventory challenges, and why Missouri remains one of the most consistent, balanced markets in the U.S. Finally, the team pivots to health and self-discipline as David shares his powerful story of losing 20+ pounds through fasting, habit changes, and redefining what “healthy” really means.

This episode blends finance, freedom, and focus—offering perspective on both personal and economic renewal.

What You’ll Learn

• Why tariffs and tax reform could change how America earns and spends
• The real estate market outlook for 2025: rates, inventory, and buyer behavior
• How refinancing can help —or hurt— long-term wealth building
• Why St. Louis remains a steady investment market for out-of-state buyers
• How “subject-to” deals and creative financing are reshaping investing (plus the risks to watch)
• David’s personal journey with fasting and discipline for mental and physical clarity
• Practical tips for sustainable health and performance as a busy professional

Notable Quotes

“We work five months a year for the government. That should tell you everything about why tax reform matters.”

“If you’re refinancing just to save $300 a month but resetting your loan 30 years, what are you really saving?”

“Discipline isn’t punishment—it’s freedom.”

“You can’t scale chaos, whether in your business, finances, or body.

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