You’re smart. You’re successful. But when it comes to money… something still feels off.

In this powerful episode, we sit down with Chani Katzman — a former educator turned financial strategist — who helps creatives and high-achievers build a safe, sustainable, and strategic relationship with money. Chani shares her philosophy of 'spend by decision, save by default' and provides insights on controlling the controllables in your financial life. She addresses core issues such as financial confusion, shame, and the misconception that higher earnings inherently mean better money management. Tune in to understand how small actionable steps, mindset shifts, and tailored financial advice can turn financial confusion into confidence and help you build wealth that supports your desired lifestyle.

From money shame to burnout, from not knowing where your dollars go to feeling overwhelmed by financial decisions, Chani unpacks why even high earners struggle — and how to take back control with small, intentional steps.

What You’ll Learn:

Why smart adults still feel stuck with money

How to save by default and spend by decision

The #1 mindset shift that changes everything

Why financial safety is the real wealth

What to do when you feel "behind" in life

Episode Chapters:

(00:00) Introduction to MyFinJourney Podcast

(00:43) Meet Chani Katzman: From Educator to Financial Coach

(00:48) Designing a Safe Relationship with Money

(01:37) Understanding Client Financial Behavior

(02:18) Breaking Financial Preconceived Notions

(03:34) Overcoming Financial Shame and Fear

(04:26) Taking Action: Small Steps to Financial Success

(05:50) Key Milestones for Financial Planning

(07:01) The Importance of Financial Conversations

(16:32) Chani's Personal Financial Journey

(19:24) The Role of 401(k)s in Financial Planning

(20:57) Conclusion and Contact Information

👉 If you’ve ever felt like you're financially lost, this episode is your wake-up call.

🔗 CONNECT WITH CHANI KATZMAN

LinkedIn: linkedin.com/in/chan-i

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

🔔 Subscribe for more real conversations on money, mindset, and freedom.

💬 Drop a comment with your biggest insight.

⭐ ️ Leave a 5-star review if this helped shift your perspective.

🎧 Listen on Apple Podcasts | Spotify | YouTube