When it comes to Social Security, the difference between guessing and getting it right can mean tens of thousands of dollars over your lifetime.

In Episode 19 of the Olympus Wealth Strategies Podcast episode, we sit down with Marc Kiner and Jim Blair, founders of the National Social Security Advisor program and Premier Social Security Consulting to break down what most people get wrong about benefits — and how to make smarter, more informed decisions before filing.

https://www.nssapros.com/

Marc is a CPA by trade and witnessed many clients not take the time to properly plan for Social Security or not appropriately plan for IRMAA and its impact on their benefit. Jim worked his career at the Social Security Administration office and sheds insights into what he learned and best practices.

They cover:

• The first thing you should understand about your Social Security benefit

• When to file — early, full retirement age, or delay until 70

• How spousal and survivor benefits really work

• Key rules for divorced individuals

• How taxes can reduce your benefit (and how to plan ahead)

• The biggest mistakes retirees make — and how to avoid them

If you’re nearing retirement or even collecting benefits already, this episode will help you approach Social Security with clarity and confidence.

#financialplanning #retirementplanning #taxplanning #estateplanning

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