Can you retire on $750,000? YES - but only if you make these 5 critical changes. I'm Brian, a fiduciary financial advisor with 25+ years of experience, and I've helped dozens of couples turn $750K into a comfortable 30-year retirement. In this video, I break down the exact 5-step system that adds 10-15 years to your retirement money and saves you over $400,000 in taxes and healthcare costs.

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CHAPTERS:

00:00 Introduction: The $750,000 Retirement Dilemma

00:22 Case Studies: Couple A vs. Couple B

01:36 Overview of the Five Key Changes

02:39 Change #1: The New Withdrawal Formula

05:07 Change #2: The $140,000 Tax Strategy

08:59 Change #3: Social Security Timing

12:59 Change #4: The Healthcare Cost Shield

18:16 Change #5: The Flexibility Framework

22:00 Conclusion: Building a Bulletproof Retirement Plan

24:54 Final Thoughts and Next Steps

💰 THE 5 CHANGES THAT MAKE $750K WORK:

✅ Change #1: Switch from 4% to 3.5% variable withdrawals (adds 7-9 years)

✅ Change #2: Use tax-efficient bucket withdrawals (saves $140,000)

✅ Change #3: Delay Social Security to age 70 (adds $237,000)

✅ Change #4: Build your 3-layer Healthcare Shield (protects $310,000)

✅ Change #5: Implement spending guardrails (adds 13 years to your money)

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Brian D Muller(AAMS©), Founder, Wealth Advisor

Podcast Disclaimer

The Wealth Decisions Podcast is provided solely for general information purposes and should not be construed as accounting, legal, tax, or any other professional advice. Visitors are advised not to act upon the information or content found here without first seeking appropriate guidance from a qualified accountant, financial planner, lawyer, or other relevant professional. Any hypothetical performance is just that, and there is no guarantee that you will receive a specific average rate of return in any examples in this podcast.

THE BASICS OF RETIREMENT PLANNING

Retirement planning has several steps, with the end goal of having enough money to quit working and live your version of a richer life. My goal is to help people make better wealth decisions along their financial journey so they can retire and stay comfortably retired