Navigating the New 401k Landscape: Should You Invest in Alternatives?
Manage episode 502941091 series 3663402
401k Game Changer? New 401k options could change everything - but should you use them?
Executive ERISA order unlocks private equity, crypto & alternative investments for retirement plans. Expert wealth advisor reveals 3 critical decisions before these options hit your 401k menu.
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Discover why 99% of investors will misuse these new 401k alternatives and how to avoid their costly mistakes. Learn the exact allocation strategy for private equity, REITs, commodities, and cryptocurrency in retirement accounts. Plus: 3 essential questions to ask HR that most people never consider.
What You’ll Learn:
• Executive ERISA order impact on 401k investment options
• Private equity vs traditional mutual funds in retirement planning
• Cryptocurrency allocation strategy for 401k accounts
• Alternative investment fees and liquidity considerations
• REITs and real estate alternatives for retirement portfolios
• Tax implications of alternative investments in 401k plans
• Step-by-step action plan for evaluating new 401k options
• Questions to ask your HR department about plan changes
• Wealth Decision Principles for alternative investment allocation
Key Topics Covered:
- 401k alternative investments
- Private equity in retirement plans
- Cryptocurrency 401k allocation
- ERISA executive order changes
- Alternative investment fees
- Real estate investment trusts (REITs)
- Retirement portfolio diversification
- 401k plan sponsor options
Perfect for investors ready to optimize their retirement strategy with newly available alternative investments while avoiding common allocation mistakes.
CHAPTERS:
00:00 Massive 401k Upgrade: New Investment Options Revealed
00:30 Introduction to the New 401k Options
00:58 Understanding Alternative Investments
03:00 Wealth Decision Principles
03:30 Deep Dive into Alternative Investments
05:05 Cryptocurrency in Your 401k
05:48 Historical Performance of New Asset Classes
08:48 Questions to Ask Your HR Department
10:37 Action Plan for Evaluating New Options
11:45 Conclusion and Next Steps
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Pre-order my new book "Momentous Decisions: 7 Steps to Better Health, More Wealth, and a Richer Life" at:
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Brian D Muller(AAMS©), Founder, Wealth Advisor
XYPN Invest Disclaimer:
Brian Muller is an Investment Adviser Representative of XYPN Invest, an SEC-registered investment advisory firm doing business as Momentous Wealth Advisors. This podcast is not published on behalf of XYPN Invest, and the views expressed herein are solely those of Brian Muller.
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The Wealth Decisions Podcast is provided solely for general information purposes and should not be construed as accounting, legal, tax, or any other professional advice. Visitors are advised not to act upon the information or content found here without first seeking appropriate guidance from a qualified accountant, financial planner, lawyer, or other relevant professional. Any hypothetical performance is just that, and there is no guarantee that you will receive a specific average rate of return in any examples in this podcast.
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#401k #AlternativeInvestments #RetirementPlanning #PrivateEquity #CryptocurrencyInvesting #WealthBuilding #ERISA #FinancialPlanning #InvestmentStrategy #RetirementPortfolio
75 episodes