This episode is Part 2 of a 2-part Medicare Series on the Senior Matters Podcast, hosted by Mark E. Wight with guest Chad McDonald, Medicare Specialist of CRM Group, LLC.

Now, in Part 2, Medicare Premiums and Enrollment Changes, Mark continues the conversation with Medicare expert Chad McDonald to break down what's happening for Idaho seniors in 2026.

Medicare Part B premiums are increasing from $185 to $206, but the biggest challenge is widespread plan exits and shrinking benefits. Up to 84,000 Idaho Medicare beneficiaries will lose their current plans, forcing them to act during the Special Election Period (Oct 15–Dec 31) to avoid coverage gaps.

Chad explains how new federal rules and the Inflation Reduction Act reimbursement cuts are reshaping the market, leading carriers to eliminate extra benefits like dental, vision, and fitness memberships in favor of essential medical coverage.

You'll learn:

• How to manage premium increases on a fixed income
• What the plan exits mean for Idaho seniors
• Why early review of your Annual Notice of Change (ANOC) is crucial
• How to avoid losing coverage during this transition

Chad shares proactive strategies for enrollment, plan review, and agent collaboration, emphasizing the importance of early action and trusted advice.

🎧 Listen now on your favorite podcast app or visit IdahoEstatePlanning.com/podcast.

If you missed part 1, released October 13, listeners learned about upcoming Medicare 2026 changes and why reviewing your plan each year is essential. If you missed it, catch up here:

🎧Medicare 2026: What's Changing and Why You Need to Review Your Plan Now