David Steele is the Co‑founder and CEO of One Wealth Advisors, a San Francisco–based, fee‑only RIA managing over $1 billion in assets that helps clients simplify their financial lives through comprehensive planning. He brings nearly 30 years of experience in finance and entrepreneurship, having launched his career at JP Morgan before building One Wealth into a fiduciary‑driven firm focused on holistic client well‑being.

Beyond wealth management, David is the Co‑founder and Executive Chairman of Flour + Water Hospitality Group and Great Gold Hospitality, leading acclaimed restaurant brands committed to culinary excellence and sustainability. A passionate supporter of the arts and community initiatives, he serves on the boards of Playground and Zero Food Print, while also promoting cultural programs through ventures like Noise Pop Industries.

Many professionals struggle to find a balance between achieving financial success and living a peaceful, fulfilling life. In a world that often equates wealth accumulation with personal worth, how can individuals prioritize harmony without sacrificing ambition?

David Steele, a financial advisor and hospitality entrepreneur, shares how he helps clients align financial decisions with their core values. He emphasizes the importance of intentionally stepping back from relentless wealth-building in favor of a more balanced life. David also advises using money as a tool to reduce friction and enrich experiences, rather than as a measure of achievement. Drawing on his career, David explains how focusing on leadership, delegating responsibilities, and staying true to customer-centric principles can create businesses that are both successful and personally sustainable.

In this episode of The Customer Wins, Richard Walker interviews David Steele, Co-founder and CEO of One Wealth Advisors, about creating harmony in wealth and life. David discusses why dying with less money can mean living more fully, how customer-first thinking shaped his restaurant ventures, and how AI enhances — not replaces — human service. He also touches on leadership lessons from his mother, the psychology of risk, and blending tech with touch in both finance and hospitality.