Inflation Is Making You Rich… If You Know This Play (Josh Mettle’s 9-Figure Strategy)
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In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate investor and mortgage expert Josh Mettle to unpack the real truth about building wealth in today’s economic environment.
Josh shares his journey from buying single-family rentals with little cash flow, to scaling into large multifamily assets, and ultimately becoming a sophisticated investor who understands inflation, risk, and long-term wealth creation.
This powerful conversation dives deep into the realities of today’s housing market, what actually creates financial freedom, and why many investors get stuck chasing low-return, high-friction strategies. Josh also reveals how he shifted from hustling “for cash flow” to building a portfolio that compounds safely, sustainably, and with far less stress.
🔑 TOP TAKEAWAYS
- Hard assets win long-term. Real wealth is created through assets that appreciate, hedge inflation, and give you optionality.
- Cash flow isn’t always in the first phase. Early investing gives you equity; the cash flow often comes in the later stages through refinancing or trading up.
- Single-family rentals are harder today. Higher repairs, taxes, insurance, and tenant behavior make cash flow challenging without the ability to bill back costs.
- Know your return on equity. Investors should measure actual dollars distributed vs. the total equity tied up — many would be better off reallocating.
- Mindset matters. Wealth comes from disciplined thinking, resiliency, and moving from “hustle energy” to strategic, sustainable growth.
⏱️ TIMESTAMPS
00:00 – Introduction: Meet Josh Mettle
02:00 – Early Investing: How Josh Started in Single-Family Rentals
05:00 – Understanding Today’s Housing Market vs. the 1990s
12:45 – The Challenge of Cash Flow in 2024–2025
17:15 – Stage 2: Discovering Return on Equity & Rethinking Cash Flow
19:00 – Why Some Properties Are “High Friction, Low Payoff”
23:00 – From Rentals to Larger Assets: Scaling with Intention
27:00 – Inflation, Rates, and the Hidden Forces Affecting Investors
32:00 – Why Many Investors Overestimate Their Returns
36:00 – Hard Assets vs. The Dollar: Protecting Yourself from Inflation
40:00 – Silver, Gold, Bitcoin — and Why They Matter Today
45:00 – AI, Silver Demand, and Global Economic Shifts
52:00 – The True Cost of Being a Landlord in the Modern Market
57:00 – What Josh Wishes Investors Understood About Wealth
1:03:00 – Final Insights: Building Long-Term Financial Freedom
🧭 RESOURCES & MENTIONS
From the Episode
- Josh’s Article: WTF Happened to the American Dream: https://www.linkedin.com/pulse/wtf-happened-american-dream-joshua-mettle-zoh1c/?trackingId=AIL36sgKQKiAfbWux2UVJg%3D%3D
- Josh on The Jason Hartman Podcast: https://youtu.be/zlE23yF95DI?si=TfcDMCEKVPOmfE__
Blogs Josh Follows
- https://www.jameslavish.com/
- https://www.youtube.com/@allin
- https://www.youtube.com/@JasonHartmanEmpoweredInvestor
- https://www.zerohedge.com
- https://www.mauldineconomics.com/frontlinethoughts
Tools Mentioned
- Investment Return Calculator: https://www.theinvestmentanalyzer.com/
Books & Concepts Referenced
- The 7-Day Weekend – Ricardo Semler
- Wealth-building frameworks & economic breakdowns from Josh Mettle
- The Be Wealthy Mastermind – Brett Tanner
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🧱 ABOUT THE SHOW
The Be Wealthy Podcast brings entrepreneurs the strategies to grow their business — then teaches them how to think about their money. Because wealth is far more than money — it’s freedom.
Hosted by Brett Tanner & co-pilot Katelyn Mitchell.
Mission: Get Free.
📚 Free Resources: https://www.bewealthybrett.com/resources
🏦 Infinite Banking Education: SaveLikeaBank.com
⚡️ Cost Segregation Studies and 45L Tax Credit: SingleFamilyCostSeg.com
💵 Self-Directed IRA: MaxOutRetirement.com
🏢 Trust and Entity Structure: http://setupmyestate.com/
🏘️ Off-Market Deals and Cash Buyers List: TheMagicMailers.com
🛠️ Hard Money Financing: https://www.lendingcashnow.com/get-fu...
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⚠️ Disclaimer:
Be Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.
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