Andrew Davis is a Commercial Placement Broker and Account Manager at Wilson M. Beck Insurance Services Alberta, a boutique insurance brokerage specializing in customized insurance solutions for commercial clients across Canada. He brings extensive experience in policy placement, risk management, and client service, with a growing focus on supporting optometry practices. Andrew helps business owners navigate complex insurance requirements, identify coverage gaps, and find cost-effective solutions. He focuses on making insurance clear and manageable so optometrists can concentrate on patient care and growing the practice.

In this episode…

Running a successful optometry practice means balancing patient care with all the realities of business ownership. But when it comes to protecting your livelihood, many practice owners don’t fully understand what’s covered (or not covered) by their insurance policies. From specialized equipment to business interruptions, what should optometrists really look for when insuring their practices?

According to Andrew Davis, a commercial insurance expert with extensive experience supporting healthcare professionals, the key is understanding how coverage actually works before disaster strikes. He highlights the importance of replacement cost over cash value policies, ensuring that damaged or stolen equipment can be replaced in full rather than at a depreciated rate. Andrew also explains how business interruption coverage can sustain income during closures and why comprehensive packages — including general liability, property, and cyber insurance — are essential.

In this episode of the Cleinman Connect Podcast, Kim Carson sits down with Andrew Davis, Commercial Placement Broker and Account Manager at Wilson M. Beck Insurance Services Alberta, to discuss how optometrists can protect their practices with the appropriate insurance. They explore the differences between replacement cost and cash value, the role of business interruption coverage, and why cyber insurance is becoming increasingly critical.