Kris Miller, a legacy wealth strategist with over 35 years of experience, has helped over 6,000 clients but refuses to gamble their money in the stock market. In this profound conversation with Melinda Lee, Kris reveals the "safe money" strategies of the top 1%, shares the devastating family health crises that showed her the true cost of being unprepared, and explains why a million dollars is no longer enough to self-insure against catastrophe.

Learn how to build a tax-free income stream you can never outlive.

In This Episode, You Will Learn:

The Three-Pillar Safety Net

Kris reveals the three non-negotiable elements everyone must have: 1) Income you can never outlive, 2) The right legal documents (a living trust), and 3) Protection from catastrophic illness.

“A million dollars is not a lot of money.”

The “At-Home” Care Strategy

“You hire your kids, or your friends, or your family to take care of you.”

Why nursing homes are a last resort and how to use specific financial vehicles to fund care in your own home, preserving your dignity and your family’s legacy.

The Retirement Planning Holiday

Kris shares a simple, actionable tip from a top financial officer: block out small, consistent chunks of time to focus on your financial fitness, even if it’s just an hour on Sunday.

A Practice of Gratitude

Kris leaves listeners with the daily practice that grounds her, listing five things she’s grateful for every morning and night. This shift in mindset is the foundation for a healthy relationship with money and life.

Talking to Your Current Financial Advisor

”You go to school, you learn how to make money, you get out of school, and what do you do? You go make money and give it to some guy that gambles it!”

Why most traditional planners are incentivized to keep your money at risk, and the empowering questions to ask them about fees, risk exposure, and "safe money" alternatives to balance your portfolio.

Connect with Kris Miller

LinkedIn: https://www.linkedin.com/in/krismiller-legacywealth/

Website: https://healthymoneyhappylife.com/

About the Guest:

Kris Miller, "The Money Maestro," is a Legacy Wealth Strategist on a mission to share the financial secrets of the 1% with the 99%. With over 35 years of experience, she has guided more than 6,000 families in building unshakable financial safety nets and creating tax-free income streams they can never outlive. A fierce advocate for "safe money" strategies, Kris boasts a flawless track record: not a single client has lost a dime under her watch.

Fun Facts:

• 🎤Double Threat: She's not just a financial maestro; she's also a Grammy-nominated singer-songwriter whose music has played on national radio.
• 🏆Community Champion: Her impactful work led to a Woman of the Year nomination from the Hemet Chamber of Commerce.
• 📖She is the author of the #1 bestselling book, "Ready for PREtirement"

Melinda Lee is a Presentation Skills Expert, Speaking Coach, and nationally renowned Motivational Speaker. She holds an M.A. in Organizational Psychology, is an Insights Practitioner, and is a Certified Professional in Talent Development as well as Certified in Conflict Resolution. For over a decade, Melinda has researched and studied the state of “flow” and used it as a proven technique to help corporate leaders and business owners amplify their voices, access flow, and present their mission in a more powerful way to achieve results.

She has been the TEDx Berkeley Speaker Coach and has worked with hundreds of executives and teams from Facebook, Google, Microsoft, Caltrans, Bay Area Rapid Transit System, and more. Currently, she lives in San Francisco, California, and is breaking the ancestral lineage of silence.

Website: https://speakinflow.com/

Facebook: https://m.facebook.com/speakinflow

Instagram: https://instagram.com/speakinflow

LinkedIn: https://www.linkedin.com/in/mpowerall

Thanks for listening!

Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.

Do you have some feedback or questions about this episode? Leave a comment in the section below!

Subscribe to the podcast

If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app.

Leave us an Apple Podcast review.

Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.