With interest rates fluctuating, many homeowners are considering refinancing, but it’s essential to approach this decision with caution. People often ask us about what they need to know so they can avoid making any mistakes during the process.

From paying unnecessary points to chasing misleading online rate quotes, Bill walks through real-life examples and highlights the importance of doing the math before making a move. We’ll explain why it’s critical to understand the full cost-benefit picture and emphasize how working with a knowledgeable, transparent lender can make or break your experience.

Here’s what we discuss in this episode:

📉 Are you refinancing for the right reasons?

💰 The truth behind "too good to be true" interest rates

🧾 Understanding loan estimates and recoupment periods

🏡 Common missteps first-time buyers make

CONTACT:

Schedule a time to meet with Bill here: https://calendly.com/blitton/

Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/

Call: 484-352-4151.

Check us out on YouTube: https://bit.ly/3KbUxAF