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Do You Still Need Life Insurance in Retirement? Smart Strategies for RMDs, Taxes & Legacy Planning

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Manage episode 505364673 series 2342924
Content provided by Mari and Protect Your Assets | Cumulus Media San Francisco. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Mari and Protect Your Assets | Cumulus Media San Francisco or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees should keep their life insurance policies, how required minimum distributions (RMDs) can be converted into tax-free wealth for heirs, and why today’s interest rate environment may offer opportunities to upgrade existing coverage.

You’ll also learn:

  • The key differences between term and permanent life insurance in retirement.

  • How life insurance can supplement retirement income and provide long-term care benefits.

  • Strategies for using life insurance to offset taxes, protect your spouse, or strengthen your estate plan.

  • Tips for qualifying for coverage after age 65 and why underwriting rules matter.

Whether you’re approaching retirement or already there, this episode will help you evaluate your current policies, uncover hidden value, and decide if life insurance still belongs in your financial plan.

You can send your questions to [email protected] for a chance to be answered on air.

Catch up on past episodes: http://pyaradio.com

Liberty Group website: https://libertygroupllc.com/

Attend an event: www.pyaevents.com

Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

See omnystudio.com/listener for privacy information.

  continue reading

Chapters

1. Do You Still Need Life Insurance in Retirement? Smart Strategies for RMDs, Taxes & Legacy Planning (00:00:00)

2. Marker 02 (00:10:22)

581 episodes

Artwork
iconShare
 
Manage episode 505364673 series 2342924
Content provided by Mari and Protect Your Assets | Cumulus Media San Francisco. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Mari and Protect Your Assets | Cumulus Media San Francisco or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees should keep their life insurance policies, how required minimum distributions (RMDs) can be converted into tax-free wealth for heirs, and why today’s interest rate environment may offer opportunities to upgrade existing coverage.

You’ll also learn:

  • The key differences between term and permanent life insurance in retirement.

  • How life insurance can supplement retirement income and provide long-term care benefits.

  • Strategies for using life insurance to offset taxes, protect your spouse, or strengthen your estate plan.

  • Tips for qualifying for coverage after age 65 and why underwriting rules matter.

Whether you’re approaching retirement or already there, this episode will help you evaluate your current policies, uncover hidden value, and decide if life insurance still belongs in your financial plan.

You can send your questions to [email protected] for a chance to be answered on air.

Catch up on past episodes: http://pyaradio.com

Liberty Group website: https://libertygroupllc.com/

Attend an event: www.pyaevents.com

Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/

See omnystudio.com/listener for privacy information.

  continue reading

Chapters

1. Do You Still Need Life Insurance in Retirement? Smart Strategies for RMDs, Taxes & Legacy Planning (00:00:00)

2. Marker 02 (00:10:22)

581 episodes

All episodes

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