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#162 - Q&A edition...more about bonds, taking distributions from a 401(k), when tax rates might actually go up (and by how much) and MORE!

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Manage episode 496193365 series 3305727
Content provided by Andy Panko. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Panko or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Listener Q&A where Andy talks about:

  • Why you know the return you'll ultimately realize if you hold a bond to maturity, but can't know the return you'll eventually realize if you instead hold a bond fund ( 7:13 )
  • A commonsense intuitive answer why bond prices decrease (increase) when interest rates increase (decrease) ( 9:56 )
  • His thoughts on holding only fixed maturity instruments such as CDs, bullet ETFs, individual bonds and MYGAs for a fixed income allocation instead of traditional open-end bond funds ( 13:56 )
  • How to distribute money from a 401(k) when you can't pick which particular investments to sell within it ( 22:44 )
  • Will U.S. income tax rates eventually increase, and by how much ( 31:23 )
  • How to make an investment policy statement ( 43:41 )
  • What distribution plans and strategies typically look like for his clients ( 51:23 )

Links in this episode:

Morningstar article - How to Create an Investment Policy Statement

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

  continue reading

185 episodes

Artwork
iconShare
 
Manage episode 496193365 series 3305727
Content provided by Andy Panko. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Panko or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Listener Q&A where Andy talks about:

  • Why you know the return you'll ultimately realize if you hold a bond to maturity, but can't know the return you'll eventually realize if you instead hold a bond fund ( 7:13 )
  • A commonsense intuitive answer why bond prices decrease (increase) when interest rates increase (decrease) ( 9:56 )
  • His thoughts on holding only fixed maturity instruments such as CDs, bullet ETFs, individual bonds and MYGAs for a fixed income allocation instead of traditional open-end bond funds ( 13:56 )
  • How to distribute money from a 401(k) when you can't pick which particular investments to sell within it ( 22:44 )
  • Will U.S. income tax rates eventually increase, and by how much ( 31:23 )
  • How to make an investment policy statement ( 43:41 )
  • What distribution plans and strategies typically look like for his clients ( 51:23 )

Links in this episode:

Morningstar article - How to Create an Investment Policy Statement

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

  continue reading

185 episodes

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