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#152 - Q&A edition...how to deal with market declines, Social Security spousal benefits, vacation home sale impacts on IRMAA and MORE!

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Manage episode 484122405 series 3305727
Content provided by Andy Panko. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Panko or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Listener Q&A where Andy talks about:

  • Why more fund managers don't offer mutual fund-to-ETF conversions ( 5:02 )
  • How my firm helps clients prepare for severe market declines, and how we communicate bad markets to them ( 8:48 )
  • Who's the voice of the intro and outro to this podcast ( 16:06 )
  • For spouses claiming Social Security, what's a good claiming strategy when one spouse doesn't have enough work history to get their own benefit and can only get spousal benefits ( 17:19 )
  • Could a person continue to fund a 529 for their children and later transfer the beneficiary to eventual grandchildren ( 21:37 )
  • What constitutes a gift of digital assets; is it the transfer of the key to the wallet? ( 24:01 )
  • What date/time is used for the date of death valuation of assets, like crypto, that trade 24/7 ( 25:52 )
  • How will the sale of a vacation property impact IRMAA ( 26:55 )
  • How will the sale of a vacation property impact Roth conversion analysis and trying to fill up a certain tax bracket ( 28:46 )
  • Why were the recent 3 and 5-year returns of total bond market funds so poor ( 32:48 )
  • Making estimated payments or withholdings to cover the tax obligations from a Roth conversion done late in the year ( 41:39 )
  • Thoughts on a listener's proposed basic retirement plan, investment allocation and bucketing strategy ( 47:20 )

  • The Smart Money, Fresh Minds podcast - here
  • My YouTube video on Estimated Taxes, Tax Withholdings and Underpayment Penalties - here

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

  continue reading

155 episodes

Artwork
iconShare
 
Manage episode 484122405 series 3305727
Content provided by Andy Panko. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Andy Panko or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Listener Q&A where Andy talks about:

  • Why more fund managers don't offer mutual fund-to-ETF conversions ( 5:02 )
  • How my firm helps clients prepare for severe market declines, and how we communicate bad markets to them ( 8:48 )
  • Who's the voice of the intro and outro to this podcast ( 16:06 )
  • For spouses claiming Social Security, what's a good claiming strategy when one spouse doesn't have enough work history to get their own benefit and can only get spousal benefits ( 17:19 )
  • Could a person continue to fund a 529 for their children and later transfer the beneficiary to eventual grandchildren ( 21:37 )
  • What constitutes a gift of digital assets; is it the transfer of the key to the wallet? ( 24:01 )
  • What date/time is used for the date of death valuation of assets, like crypto, that trade 24/7 ( 25:52 )
  • How will the sale of a vacation property impact IRMAA ( 26:55 )
  • How will the sale of a vacation property impact Roth conversion analysis and trying to fill up a certain tax bracket ( 28:46 )
  • Why were the recent 3 and 5-year returns of total bond market funds so poor ( 32:48 )
  • Making estimated payments or withholdings to cover the tax obligations from a Roth conversion done late in the year ( 41:39 )
  • Thoughts on a listener's proposed basic retirement plan, investment allocation and bucketing strategy ( 47:20 )

  • The Smart Money, Fresh Minds podcast - here
  • My YouTube video on Estimated Taxes, Tax Withholdings and Underpayment Penalties - here

To send Andy questions to be addressed on future Q&A episodes, email [email protected]

  continue reading

155 episodes

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