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5 Ideas to Consider Before the Fed Begins Cutting Rates

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Manage episode 500289809 series 3551573
Content provided by Matt Paul & Steve Paul, Matt Paul, and Steve Paul. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Matt Paul & Steve Paul, Matt Paul, and Steve Paul or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

🎯 Not sure where you stand with your retirement plan? Schedule your Complete Planning Review: https://www.rwpaul.com/complete-planning-review

Your cash has been working overtime these past two years—but that high-yield honeymoon might be ending soon. With the Fed widely expected to start cutting interest rates in the coming months, now is the time to act.

In this episode of Retirement Approved, Matt Paul, Steve Paul, and Marc Killian share five smart moves to consider before rates drop.

Here’s what we discuss in this episode:

📦 BOXX strategy – Convert bank interest into long-term capital gains for tax efficiency.

📉 Bonds are back – Rates and risk/reward profiles are improving after a tough decade.

🛡 MYGAs – Lock in 4–6% guaranteed rates for multiple years before they drop.

📈 Fixed index annuities – Participate in market upside without downside risk.

Don’t wait – Opportunities may be gone by the time rates fall below your “trigger” level.

Learn more about us: https://www.rwpaul.com/our-firm

Contact Matt & Steve: https://www.rwpaul.com/contact

Phone: 248-305-9911

Find us on YouTube: https://bit.ly/481OA51

  continue reading

27 episodes

Artwork
iconShare
 
Manage episode 500289809 series 3551573
Content provided by Matt Paul & Steve Paul, Matt Paul, and Steve Paul. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Matt Paul & Steve Paul, Matt Paul, and Steve Paul or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

🎯 Not sure where you stand with your retirement plan? Schedule your Complete Planning Review: https://www.rwpaul.com/complete-planning-review

Your cash has been working overtime these past two years—but that high-yield honeymoon might be ending soon. With the Fed widely expected to start cutting interest rates in the coming months, now is the time to act.

In this episode of Retirement Approved, Matt Paul, Steve Paul, and Marc Killian share five smart moves to consider before rates drop.

Here’s what we discuss in this episode:

📦 BOXX strategy – Convert bank interest into long-term capital gains for tax efficiency.

📉 Bonds are back – Rates and risk/reward profiles are improving after a tough decade.

🛡 MYGAs – Lock in 4–6% guaranteed rates for multiple years before they drop.

📈 Fixed index annuities – Participate in market upside without downside risk.

Don’t wait – Opportunities may be gone by the time rates fall below your “trigger” level.

Learn more about us: https://www.rwpaul.com/our-firm

Contact Matt & Steve: https://www.rwpaul.com/contact

Phone: 248-305-9911

Find us on YouTube: https://bit.ly/481OA51

  continue reading

27 episodes

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