click here: Leave a text, tell us what you liked

The provided text is an excerpt from a 2025 article titled "Tipflation in Restaurants: Why You’re Paying More and How to Push Back" published by RetireCoast, which focuses on financial literacy and retirement planning. The article defines "tipflation in restaurants" as the result of rising tip expectations, increased menu prices, and new point-of-sale (POS) technology that normalises higher tip percentages (20-30%), compared to the historical standard of 10-15%. It argues that this trend benefits servers—who now often have higher base wages and a new federal tax exemption on up to $25,000 in tips—but creates "tip fatigue" and resentment among customers whose wages have not kept pace. Finally, the source offers practical advice for consumers, such as using the "custom tip" option and calculating gratuity only on the pre-tax meal subtotal, to reclaim control over their spending and combat the system's inherent pressures.

Enjoyed this episode? 🎙️ Don’t forget to subscribe to the RetireCoast Podcast for more conversations on retirement planning, small business growth, and life on the Mississippi Gulf Coast.

👉 Visit RetireCoast.com for in-depth articles, resources, and guides on topics we cover here.

💬 Have a question or want us to cover a topic? Email us at [email protected] or join the conversation in our Facebook group Business After Retirement: Start, Manage, Succeed.

Disclaimer: This podcast is for informational purposes only. It should not be taken as financial, tax, or legal advice. Please consult a professional before making financial decisions.

Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, retirement planning, Medicare and seniors, financial security in retirement, small business growth strategies.