Retire Your Way with Dale Soutas…Episode Highlights…

Many retirees ask, “How much do I need to retire?”—but the better question is how to turn savings into income that lasts. Dale Soutas explains why long-term care planning is essential, as approximately 70% of people aged 65 and older will require some form of care. Instead of paying dollar-for-dollar, Dale outlines strategies to “leverage” your money so care can be funded with pennies on the dollar. We discuss living-benefit life insurance that can accelerate a portion of the death benefit for chronic care while you’re still alive. You’ll hear how certain annuities can provide lifetime income and, in some cases, increase or temporarily boost income during care needs. Dale shares a real client story where a single premium created a multiple for future care expenses.

We also discuss why traditional long-term care insurance may not be the best fit for everyone and explore alternative options. Spike presses Dale on real California costs for nursing homes, assisted living, and in-home care, and how to plan ahead. Dale emphasizes creating a “paycheck, playcheck, and care-check” within a written retirement plan. You’ll learn why team-based planning—advisor, CPA, and attorney—often uncovers tax and legal efficiencies. Listeners get details on a complimentary no-cost portfolio and risk reviews with the Soutas Financial team. If you want clarity, confidence, and a plan tailored to your family, this episode is your next best step.

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Soutas Financial & Insurance Solutions

333 West Shaw Avenue

Suite 106

Fresno, CA 93704

Phone: 559.230.1648

Fax: 559.230.1651