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#439: Cash-Out Refi Explained: How to Tap Your Equity Without Killing Cash Flow

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Manage episode 502345311 series 2477142
Content provided by Chad Carson and Chad Coach Carson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Chad Carson and Chad Coach Carson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm

📅 Schedule an Appointment with Bryan: https://www.coachcarson.com/bryan

🎙️ Episode #439 - Tap your home’s equity to free cash, crush high-interest debt, and fund new investments. Cash-out refinancing isn’t just for homeowners, it’s a strategic move every investor should understand.

▶️ Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns

https://podcasts.apple.com/us/podcast/413-dscr-loans-explained-how-to-qualify-without-a/id1448707654?i=1000709881289

📄 Show Notes: https://www.coachcarson.com/cashoutrefi/

🎬 Topics Covered:

  • (00:00) - Types of Refinances Explained
  • (02:08) - Benefits of Cash-Out Refinance
  • (04:12) - Mortgage vs. Credit Card Debt
  • (07:44) - Cash-Out Refinance vs. Home Equity Line
  • (09:37) - Getting Home Equity Line on Investment Properties
  • (12:21) - Benefits of Working with a Broker
  • (16:13) - Factors Affecting Loan Options
  • (18:23) - Choosing Between a Loan and Line of Credit
  • (20:20) - Calculating Blended Rates
  • (23:56) - Second Mortgages on Investment Properties
  • (25:04) - DSCR Loans for Tapping Equity
  • (27:01) - Weighing Risk and Reward
  • (30:39) - Backup Plans and Risk Management
  • (40:04) - When to Sell Instead of Refinancing
  • (41:23) - Schedule an Appointment with Bryan
  • (43:20) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns

⚒️ Get my FREE Real Estate Investor Toolkit:

https://www.coachcarson.com/toolkit-pod

🖥️ Learn with Coach (Courses, Books & more):

https://www.CoachCarson.com

👋 Connect with Me:

📸 https://www.instagram.com/coachchadcarson

👍 https://www.facebook.com/coachchadcarson

🐦 https://twitter.com/CoachChadCarson

💵 Need Investor-Friendly Financing?

This is who I trust → https://www.coachcarson.com/bryan

💰 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-YT

  continue reading

457 episodes

Artwork
iconShare
 
Manage episode 502345311 series 2477142
Content provided by Chad Carson and Chad Coach Carson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Chad Carson and Chad Coach Carson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm

📅 Schedule an Appointment with Bryan: https://www.coachcarson.com/bryan

🎙️ Episode #439 - Tap your home’s equity to free cash, crush high-interest debt, and fund new investments. Cash-out refinancing isn’t just for homeowners, it’s a strategic move every investor should understand.

▶️ Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns

https://podcasts.apple.com/us/podcast/413-dscr-loans-explained-how-to-qualify-without-a/id1448707654?i=1000709881289

📄 Show Notes: https://www.coachcarson.com/cashoutrefi/

🎬 Topics Covered:

  • (00:00) - Types of Refinances Explained
  • (02:08) - Benefits of Cash-Out Refinance
  • (04:12) - Mortgage vs. Credit Card Debt
  • (07:44) - Cash-Out Refinance vs. Home Equity Line
  • (09:37) - Getting Home Equity Line on Investment Properties
  • (12:21) - Benefits of Working with a Broker
  • (16:13) - Factors Affecting Loan Options
  • (18:23) - Choosing Between a Loan and Line of Credit
  • (20:20) - Calculating Blended Rates
  • (23:56) - Second Mortgages on Investment Properties
  • (25:04) - DSCR Loans for Tapping Equity
  • (27:01) - Weighing Risk and Reward
  • (30:39) - Backup Plans and Risk Management
  • (40:04) - When to Sell Instead of Refinancing
  • (41:23) - Schedule an Appointment with Bryan
  • (43:20) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns

⚒️ Get my FREE Real Estate Investor Toolkit:

https://www.coachcarson.com/toolkit-pod

🖥️ Learn with Coach (Courses, Books & more):

https://www.CoachCarson.com

👋 Connect with Me:

📸 https://www.instagram.com/coachchadcarson

👍 https://www.facebook.com/coachchadcarson

🐦 https://twitter.com/CoachChadCarson

💵 Need Investor-Friendly Financing?

This is who I trust → https://www.coachcarson.com/bryan

💰 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-YT

  continue reading

457 episodes

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