Here's How to Avoid a Retirement Filled with Anxiety or Regret

Ready For Retirement

Content provided by James Conole, CFP® and James Conole. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by James Conole, CFP® and James Conole or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

4M ago 23:12

MP3•Episode home

In this episode of Root Talks, James and Ari dive into the reality that retirement planning can be tricky, with the fear of running out of money and the regret of underspending often at odds. The key is finding balance—spending wisely while enjoying life. Tools like projections, guardrails, and trade-off scenarios help bring clarity.
The “rule of 72” shows how compound interest can grow savings significantly over time, helping build lasting wealth.
On the flip side, too much frugality can lead to regrets, like missing out on travel or neglecting health. Intentional spending, aligned with your values and goals, is crucial for a fulfilling retirement.
Ultimately, great planning isn’t just about security—it’s about living the life you want. Strategies like Roth conversions or spending adjustments help address concerns while embracing the future.
Submit your request to join James:
On the Ready For Retirement podcast: Apply Here
On a Retirement Makeover episode: Apply Here
Timestamps:
0:00 - Fear of outliving money
3:16 - Threat of frugality and regret
6:23 - Define what could go wrong
9:23 - What ifs and contingencies
11:45 - Only retire once
15:18 - Minimize regret
19:31 - Having tradeoffs is a luxury

Create Your Custom Strategy ⬇️

Get Started Here.
Join the new Root Collective HERE!

Chapters

1. Balancing Retirement Savings and Spending (00:00:00)

2. Financial Planning for Pre-Retirement Anxiety (00:09:10)

3. Maximizing Retirement Satisfaction Through Planning (00:13:13)

4. Financial Advice Disclaimer Reminder (00:22:13)

285 episodes

#Trading #Business #Podcasting Education #James Conole, CFP® #James Conole #Retirement Planning #Investing #Tax Planning #Investment Planning #Retirement #Dividend Investing #Stock #Bond #Cash