3 Investments That Should Never Go In Your Retirement Portfolio

Ready For Retirement

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28d ago 12:08

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Think your retirement’s safer with a little gold, a favorite stock, and a home full of equity? Time for a reality check. In this episode, we put three “sacred” retirement assets to the test and show how they can quietly derail the one outcome that really matters: a steady paycheck for life.

You’ll learn how to define your retirement portfolio’s real job, growth that beats inflation and protection that funds your lifestyle through market swings. We unpack gold’s myth versus math, why concentrated stock bets widen your risk, and how home equity fits more as lifestyle than income.

Then we share a clear framework for sustainable withdrawals:

growth sleeves that fight inflation
reserve sleeves that fund stability
rebalancing rules and guardrails that keep you on track

Because a great retirement isn’t built on shiny objects or hometown pride, it’s built on reliable income you can live on, year after year.

Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.
The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.
Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements
Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.

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Chapters

1. Defining Retirement Portfolio Goals (00:00:00)

2. The Gold Hedge Myth Examined (00:00:36)

3. Decade-By-Decade Gold Vs Stocks (00:01:48)

4. Risk, Volatility, And Drawdown Math (00:03:21)

5. Why Concentrated Stocks Don’t Belong (00:06:22)

6. Your Home Is Not Retirement Income (00:09:36)

7. Final Thoughts and Disclaimer (00:10:57)

337 episodes

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